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Union Center National Bank, New Jersey's leading financial institution and your "Heart Smart Banker".


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  • Home Loan Solutions at UCNB
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Ask how our Heart Smart Bankers can help you achieve financial success!
Our Heart Smart Bankers have the knowledge and experience to help you find the best financial solutions.  We continuously evolve our products and services to make your Banking experience as enjoyable and convenient as possible.

Call us today at 1.800.UN.CENTER or visit a branch near you!


Big investments deserve big ideas!
 
CDARS – Certificate of Deposit Account Registry Service®
For personal or business investments, non-profits, public funds, even advisors. Sign one agreement, earn one rate, receive one statement – it’s easy, and convenient. You’ve worked hard for your money, CDARS makes your money work hard for you. For more information for your business CLICK HERE.

Union’s only hometown bank. With locations in Union and Morris counties and over a billion dollars in assets, we’ve been successfully serving the financial needs of our customers since 1923. We offer the professionalism of a world-class financial institution with the personal touch of your neighborhood community bank.

  Personal Banking – the Heart Smart way.
Our Heart Smart Bankers offer a wide range of services to meet all of your personal banking needs. From free checking and new savings accounts, to home financing - whether a home equity loan, or home equity line of credit, your Heart Smart Banker has the knowledge and experience to help you achieve your financial goals.
 
Feel free to explore our many Personal Banking Services throughout our site.
 

  Business banking – the Heart Smart way.
Our Heart Smart Business Bankers have been helping businesses in our community launch, grow and expand for over 85 years. From setting up business checking and saving accounts, and arranging for small business loan approval, to helping companies make the switch to online banking, we’re here to make sure you choose the options that will ensure your success.
 
Feel free to explore our many Business Banking Services throughout our site.
 

  Heart Smart Banking. What are you waiting for?
Heart Smart Banking - Only at Union Center National Bank
  • Easy, convenient banking
  • Extremely competitive rates and terms
  • Personalized service
  • 85-year history
  • Fast loan approval
  • Part of the community

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "non-interest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31,2010, through December 31,2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "non-interest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs").

It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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Business Banking | Business Checking | Business Savings | Commercial Loans | E-Corp: Online Banking & Bill Payment

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©2012 UNION CENTER NATIONAL BANK, 2003 MORRIS AVENUE, UNION, NJ 07083 1-800-U-N-CENTER