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business banking >> 

business savings

      
March 9, 2010

Finding the best way to earn and save money for your business is your top priority. So we’ve made it ours. Your Heart Smart Banker is here with the options you need to ensure success: Business savings accounts with tiered rates, Business Money Market accounts that let you keep funds liquid, but still write checks, interest earning Return Sweep accounts and more.

   Business Sweep Account
An automatic investment account that allows you to earn market rate interest on funds in excess of a target minimum balance in your checking account. Excess balances are invested in an FDIC insured money market account on deposit at UCNB.
   Employee Plus
As a valued business customer, we offer this valuable banking package for your employees — at no extra cost to you. Ask your account manager how to get started.
 
All employees will be offered the following:
  • Really Free Checking - No minimum balance required.
  • Free initial order of standard checks.
    • In addition, those employees who establish direct deposit into a UCNB checking account will receive these additional value-added services:
  • Free Online Banking with 3 months of free Bill Payment.
  • Free Visa Check Card. Discounted loan rates with automatic deduction from a UCNB account.
  • Free standard size safe deposit box for one year. (where available)
   Business Savings Account

A tiered Savings Account with increased rates for higher balances.

Business Money Market Account

A tiered Money Market Account hat enables you to earn interest on your balances with limited check writing ability.

   Max Plus
Introducing Max Plus - a new relationship banking account from Union Center National Bank!
 
Max Plus combines your savings and checking balances to give you the greatest savings and control over your finances.
 
With combined balances of $10,000 or more, enjoy these great benefits:
  • Combined Monthly Statement
  • Free Online Banking & Bill
  • Payment Preferred Rates on CDs
  • Free 1st order of Standard Checks
  • Free Money Orders & Travelers Checks
  • Free Safe Deposit Box for One Year**
  • VIP Debit Card with Higher Daily Purchase & ATM limits
  • Now with Automatic rebates of non-UCNB surcharges.
To open your Max Plus Account, visit one of our 15 Union & Morris counties.
 
*Annual Percentage Yield. $1,000 minimum balance required to open account. $100,000.00 minimum deposit required to earn stated APY. Interest will be paid to the savings account. Advertised APY reflects the introductory rate and the tiered rate at the $100,000.00 level. Account will earn introductory rate for the first 90 days. After the introductory period your savings account will earn a tiered rate of interest as follows: $1,000-$9,999= .500% interest rate/.500% APY, $10,000-$49,999 =.700% interest rate/.700% APY, $50,000-$99,999=.900% interest rate/.900% APY, $100,000 and over = 1.090% interest rate/1.100% APY. Savings balances below $1,000 earn no interest. Combined balances below $10,000 are subject to a $25.00 monthly fee. Funds withdrawn from any UCNB account may not be used to open this account. Rates effective at time of publication and are subject to change without notice. This offer may be withdrawn at any time without notice. Personal accounts only. Other fees may apply. Fees may reduce earnings. ** Standard Size Safe Deposit Box. Safe deposit box subject to availability. Member FDIC.

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