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CDARS®
Big investments need a big idea. CDARS® lets your money work harder, while you take it easy - with access to multi-million-dollar FDIC insurance, and one convenient statement. Perfect for personal or business investments.
CDARS® Certificate of Deposit Account Registry Service®
Introducing the heart smart way to access multi-miliion-dollar FDIC insurance on CD deposits. With CDARS, you can sign one agreement with UCNB, earn one interest rate per maturity, and receive one regular statement.
 
CDARS is the perfect solution for many depositors—from non-profits and public funds to businesses, and advisors (including lawyers, trustees, CPAs, and financial planners).
 
One Bank
With CDARS, you can access multi-million dollar FDIC insurance coverage by working directly with just one bank—UCNB, the bank you know and trust.
 
One Rate
You negotiate one rate per maturity for each CD maturity and enjoy the option of reinvesting them through a simple process.
 
One Statement
You receive one easy-to-read statement summarizing all of your CD holdings.
 
Ask us about CDARS, the easy, convenient way heart-smart banking can work for you and your business.
Limits apply. Funds may be submitted for placement only after a depositor enters into a CDARS Deposit Placement Agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. CDARS and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC.
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©2013 UNION CENTER NATIONAL BANK, 2003 MORRIS AVENUE, UNION, NJ 07083 1-800-U-N-CENTER