A great, risk-free way to save. We’ll help you find the best rate, and the best term, for your financial needs.

A time deposit offering a variety of terms and rates to meet your investment needs. Certificates available with maturities from 6 months to 48 months. Jumbo CD’s in excess of $100,000 also available.

Introducing the heart smart way to manage your money and enjoy full FDIC insurance on deposits of up to $50 million. With CDARS, you can sign one agreement with UCNB, earn one interest rate, and receive one regular statement.

With CDARS, you can access multi-million dollar FDIC insurance coverage by working with just one bank—UCNB, the bank you know and trust.

You negotiate one rate for each CD maturity and enjoy the option of reinvesting them through a simple process.

 

You receive one easy-to-read statement summarizing all of your CD holdings.

 

Ask us about CDARS, the easy, convenient way heart smart banking can help you manage your money.