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Union Center National Bank, New Jersey's leading financial institution and your "Heart Smart Banker".


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Commercial Loans
Commercial Loans
Whether your business is expanding, diversifying, purchasing equipment, vehicles or real estate, Union Center National Bank’s experienced business bankers can help identify your specific requirements and offer a wide variety of loan products to fit your needs.
  • Conventional lines of credit: Designed to bridge temporary or seasonal cash flow shortages, carry slow accounts receivable or purchase inventory.
  • Revolving lines of credit: This product is designed to assist primarily manufacturing companies where seasonality is not clearly identified. Similar in nature to a conventional line of credit, this product helps support a company’s internally generated cash flow and is used for inventory purchases, to carry slow accounts receivable and to support general working capital requirements.
  • Commercial mortgages: Permanent financing for real estate acquisition or mortgage refinancing. Competitive priced rate structures are available to fit your specific needs.
  • Term loans: Term financing is available for equipment, vehicle and fixed acquisitions. Terms and conditions are custom tailored to meet individual needs.
  • Letters of credit: Performance letters of credit are often attractive, less expensive alternatives to costly conventional bonding requirements.
When it comes to commercial loans, you can trust your Heart Smart Banker. Whether it’s a small business loan, line of credit, or commercial mortgage, you’ll wind up with the best plan for your needs. We even have term loans to finance capital requirements and letters of credit to help guarantee your performance.
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