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May 13, 2008
New Savings Account & Personal Savings & Online Savings Account & Money Market Investing
Finding the best way to ensure your future can be confusing. Your Heart Smart Banker is here with statement savings accounts, IRAs, Money Market and CD accounts, even Health Savings accounts and Max Plus.

   Savings Accounts
Our statement savings and passbook savings accounts offer tiered interest rates with increased rates for higher balances and offer deposit and withdrawal flexibility.
   Certificates of Deposit
A time deposit offering a variety of terms and rates to meet your investment needs. Certificates available with maturities from 6 months to 48 months. Jumbo CD’s in excess of $100,000 also available.
   Money Market Accounts

A competitive, tiered account with increased rates for higher balances. Access your funds with convenient check writing privileges.

Ultimate Money Market Account (Also Available for Business Accounts)

A high rate money market account available for balances ib excess of $10,000.00 offering free checks and a "no surcharge" debit card.

   IRA Accounts
A personal savings plan that provides income tax advantages to individuals saving for retirement. Regular and ROTH IRA’s available.
   Health Savings Accounts
A great tax-free way to save for future qualified medical and retiree health expenses.
   Max Plus
Introducing Max Plus - a new relationship banking account from Union Center National Bank!
 
Max Plus combines your savings and checking balances to give you the greatest savings and control over your finances.
 
With combined balances of $10,000 or more, enjoy these great benefits:
  • Combined Monthly Statement
  • Free Online Banking & Bill
  • Payment Preferred Rates on CDs
  • Free 1st order of Standard Checks
  • Free Money Orders & Travelers Checks
  • Free Safe Deposit Box for One Year**
  • VIP Debit Card with Higher Daily Purchase & ATM limits
  • Now with Automatic rebates of non-UCNB surcharges.
To open your Max Plus Account, visit one of our 15 Union & Morris counties.
 
*Annual Percentage Yield. $1,000 minimum balance required to open account. $100,000.00 minimum deposit required to earn stated APY. Interest will be paid to the savings account.  Your savings account will earn a tiered rate of interest as follows: $1,000-$9,999= 1.00% interest rate/1.00% APY, $10,000-$49,999 =1.75% interest rate/1.76% APY, $50,000-$99,999=2.00% interest rate/2.02% APY, $100,000 and over = 2.30% interest rate/2.32% APY. Savings balances below $1,000 earn no interest. Combined balances below $10,000 are subject to a $25.00 monthly fee. Funds withdrawn from any UCNB account may not be used to open this account. Rates effective at time of publication and are subject to change without notice. This offer may be withdrawn at any time without notice. Personal accounts only. Other fees may apply. Fees may reduce earnings. ** Standard Size Safe Deposit Box. Safe deposit box subject to availability. Member FDIC.

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