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Union Center National Bank, New Jersey's leading financial institution and your "Heart Smart Banker".


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Deposit Rates
Deposit Products Term Rate Annual Percentage Yield
Max Plus Savings $0- $19,999 0.190% 0.190% (2)
Max Plus Savings $20,000 - $49,999 0.300% 0.300% (2)
Max Plus Savings $50,000 - $299,999 0.360% 0.360% (2)
Max Plus Savings $300,000 & Over 0.470% 0.470% (2)
Max NOW Checking $0 - $4,999 - -
Max NOW Checking $5,000 - $19,999 .0400% .0400% (2)
Max NOW Checking $20,000 - $49,999 .1500% .1500% (2)
Max NOW Checking $50,000 - $299,999 .2100% .2100% (2)
Max NOW Checking $300,000 & Over .2500% .2500% (2)
ULTIMATE Money Market $1,000 - $19,999 .1700% .1700% (2)
ULTIMATE Money Market $20,000 - $49,999 .2300% .2300% (2)
ULTIMATE Money Market $50,000 - $299,999 .2900% .2900% (2)
ULTIMATE Money Market $300,000 & Over .3500% .3500% (2)
Money Market $1,000 - $19,999 0.220% 0.220%
Money Market $20,000 - $49,999 0.260% 0.260%
Money Market $50,000 - $299,999 0.280% 0.280%
Money Market $300,000 & Over 0.300% 0.300%
Statement Savings $250 - $19,999 0.070% 0.070%
Statement Savings $20,000 - $49,999 0.100% 0.100%
Statement Savings $50,000 - $299,999 0.150% 0.150%
Statement Savings $300,000 & over 0.180% 0.180%
Super Heart Smart Checking $0 - $30,000 1.970% 2.000% (3)
Certificate of Deposit 6 MONTHS .400% .400% (1)
Certificate of Deposit 24 MONTHS .800% .800% (1)
Certificate of Deposit 18 MONTHS .700% .700% (1)
Certificate of Deposit 12 MONTHS .500% .500% (1)
Certificate of Deposit 36 MONTHS 1.00% 1.00% (1)

1.  Minimum deposit to open account and earn stated APY is $1,000. Penalty may be imposed for early withdrawal.
 
2.  Minimum deposit to open account and earn stated APY is $5,000. Balances under $5,000 earn no interest. Fees may reduce earnings. This account may not be opened with funds already on deposit at UCNB. Rate subject to change without notice.

3. 2.00% Annual Percentage Yield (APY) paid on average available daily balances up to $30,000 (0.23% APY paid on that portion of your average available daily balance above $30,000.00) each period that the qualification requirements' are met.  To qualify you must have Direct Deposit and make a minimum of fifteen (15) POS debit transactions a month and also be enrolled in E-Statements.  If you do not meet the qualification requirements for a statement period, your account will earn 0.10% APY on your average available daily balance.  Rates in effect  of 3/01/12.  Available to consumer/personal account holders only.  $50 minimum deposit to open account.  Subject to change without notice.  Fees may reduce earnings.  Debit card transactions are (POS) Point of Sale signature or PIN only.  Identity theft protection not provided directly through UCNB and is subject to additional terms and conditions.



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©2013 UNION CENTER NATIONAL BANK, 2003 MORRIS AVENUE, UNION, NJ 07083 1-800-U-N-CENTER