Below are the current Personal Loan Rates from UCNB.
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Loan Products
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Term
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Annual % Rate
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FIXED HOME EQUITY
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12-60 MONTHS
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7.250% (1,4)
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FIXED HOME EQUITY
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61-120 MONTHS
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7.500% (1,4)
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FIXED HOME EQUITY
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121-180 MONTHS
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7.625% (1,4)
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FIXED HOME EQUITY
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181-240 MONTHS
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7.750% (1,4)
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FIXED HOME EQUITY
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241-360 MONTHS
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8.000% (1,4)
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CENTER CHOICE PERSONAL LOAN
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12-36 MONTHS
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13.90% (3)
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AFFORD-A-LOAN PERSONAL LOAN
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12-48 MONTHS
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11.50% (3,5)
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HOME EQUITY LINE OF CREDIT
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N/A
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5.50% (2,4)
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OVERDRAFT PROTECTION LINE OF CREDIT
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N/A
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16.00% (6)
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NEW AUTO
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Up to 36 MONTHS
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6.25% (3)
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NEW AUTO
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37-48 MONTHS
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6.50% (3)
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NEW AUTO
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49-60 MONTHS
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6.75% (3)
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NEW AUTO
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61 to 72 Months
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7.00% (3)
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USED AUTO (=< 3 model years old)
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Up to 24 MONTHS
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7.00% (3)
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USED AUTO (=< 3 model years old)
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25-36 MONTHS
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7.25% (3)
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USED AUTO (=< 3 model years old)
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37-48 MONTHS
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7.50% (3)
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USED AUTO (=< 3 model years old)
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49-60 MONTHS
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7.75% (3)
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USED AUTO (4-5 model years old)
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Up to 24 MONTHS
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8.00% (3)
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USED AUTO (4-5 model years old)
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25-36 MONTHS
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8.25% (3)
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USED AUTO (4-5 model years old)
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37-48 MONTHS
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8.50% (3)
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Heart Smart Banking. What are you waiting for?
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Heart Smart Banking - Only at Union Center National Bank
- Easy, convenient banking
- Extremely competitive rates and terms
- Personalized service
- 85-year history
- Fast loan approval
- Part of the community
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Personal Banking – the Heart Smart way.
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Our Heart Smart Bankers offer a wide range of services to meet all of your personal banking needs. From free checking and new savings accounts, to home financing - whether a home equity loan, or home equity line of credit, your Heart Smart Banker has the knowledge and experience to help you achieve your financial goals.
Feel free to explore our many Personal Banking Services throughout our site.
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Business banking – the Heart Smart way.
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Our Heart Smart Business Bankers have been helping businesses in our community launch, grow and expand for over 85 years. From setting up business checking and saving accounts, and arranging for small business loan approval, to helping companies make the switch to online banking, we’re here to make sure you choose the options that will ensure your success.
Feel free to explore our many Business Banking Services throughout our site.
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