Union Center National Bank respects your privacy. Through our Web site (www.ucnb.com), we strive to provide valuable information to you about how we may serve you. Whether you are a valued existing customer or someone shopping for new banking services, we hope our site answers your questions about our products and services, locations, and hours. If at any time you wish to contact us regarding this Web site, you may do so by writing to the following address:

 

Union Center National Bank

Attention: Marketing Department

2003 Morris Avenue

Union, NJ 07083

1-800-U-N-CENTER

 

We do not gather information on individual users on our Web site. We do collect and store information about the name of the domain from which you access the Internet, such as Compuserve.com or AOL.com, the date and time you access our site, and the Internet address of the Web site from which you linked to us. Other than that, we collect information on visitors only in the aggregate and use it for internal review purposes only. This information simply enables us to tell which areas of the site are of the most interest to our users, which avenues of the site promotion are most effective, and when peak usage times are.

 

Our Web site does not require you to disclose any personal identifying information. If, however, you choose to contact us via e-mail, please understand that your e-mail address, and any other information your e-mail header shows about you, such as your name or organization, will be revealed to us in the e-mail. We pledge that when you communicate with us via e-mail, we will use your e-mail information only for the specific purpose of responding to your comments or questions. Your e-mail address will not be sold, nor will it be shared with others outside the bank unless we are compelled to do so by law.

 

A cookie is a way for web sites to recognize whether or not you have visited the site before. It is a piece of data given to a browser by a web server and handed back to the browser on subsequent visits. Cookies are used to estimate our audience size. Each browser accessing our site is given a unique cookie, which is then used to determine whether a user is a first-time visitor or a return visitor. This helps us deliver better service by helping us understand whether the majority of those accessing the site are new or repeat visitors.

 

There are Bank wide policies on data security relating to mainframe (database) access and personal computer use. In all forms of access to customer information, whether in person, telephone, ATMS, the Internet, etc., there are strict procedures in place to ensure that a customer's identity is verified prior to providing any information, whether through personal passwords, or other form of identifying information. Our Web site: UCNB.com provides access through links to many products and services, some of which are offered through nonaffiliated third parties. Once you leave our web site, you should review the security and privacy policies of the nonaffiliated third party.

 

You can bank with confidence on our Web site. We take every precaution to ensure that your banking sessions are performed in a secure environment through a secure server. Our Web site provides secure communication and has a valid certificate. Secure communication means that information you provide and transmit over the Internet, such as your account number or other personal information, is encrypted using the highest level of 128-bit encryption so that it cannot be intercepted and read by other people. The certificate is a statement guaranteeing the security of the Web site and contains information that a specific Web site is authentic. This ensures that no other site can assume the identity of the original site. We also require an Access ID and password to access the UCNB Online system. To maintain the security of your account information, we ask that you take the following precautions:

We reserve the right to change this policy at any time by posting a new privacy policy.

 

Union Center National Bank

2003 Morris Avenue

Union, NJ 07083

1-800-U-N-CENTER

 

We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your non-public personal information.

 

If you should have any questions about this privacy policy, please call 1•800•U•N•CENTER or write to us at:

 

Union Center National Bank

Attn. Compliance Department

2003 Morris Avenue

Union, NJ 07083